If you’re considering cosmetic surgery abroad, there are several financing options available to you. Here are some of the most common:

1. Payment in Full:

You can pay for your surgery through Gorgeous Getaways upfront in full with a debit card, credit card, or wire transfer. Many clients choose this option to avoid having to pay a large amount on arrival, only have a debit card, or have concerns that the transaction will go through.  If you are planning for via Gorgeous Getaways make sure you give us at least 30 days’ notice so that we can ensure the payment safely arrives well in advance.

2. Layby – Medical Savings Plan (In-House)

Gorgeous Getaways offers the ability to save a little bit each month with our medical savings plan.  You can start anytime, and pay as little or as much as you want each month. This is often a good solution even if you don’t know what procedure or destination you are interested in.  More information is available here. 

3. Financing:

There are many companies that offer financing plans to make the cost of surgery more manageable. These plans may require a down payment and monthly payments for a set amount of time. Depending on the country you live in will determine the financing options available.

New Zealand

If you’re in New Zealand and looking for cosmetic surgery financing options, here are some companies that may be able to help:

  1. Nova Medical Finance: They offer loans for medical procedures including cosmetic surgery, with flexible repayment options.
  2. Q Mastercard: This credit card offers interest-free periods on purchases, including cosmetic surgery, for up to 12 months.
  3. Southern Cross Health Society: This health insurance provider offers a range of policies that cover some cosmetic procedures.
  4. Finance Now: They offer personal loans for medical expenses, including cosmetic surgery, with flexible repayment options.
  5. Nectar: This company offers personal loans specifically for cosmetic surgery, with low-interest rates and no early repayment fees.

Australia

If you’re in Australia and looking for cosmetic surgery financing options, here are some companies that may be able to help:

  1. Mac Credit: This company offers a range of financing options for medical and cosmetic procedures, with flexible repayment terms.
  2. TLC Finance: They offer loans for cosmetic surgery, with interest-free periods of up to 24 months.
  3. DentiCare: This company offers financing options specifically for dental and cosmetic procedures, with no upfront deposit required.
  4. MediPay: They offer personal loans for medical expenses, including cosmetic surgery, with flexible repayment terms.
  5. NAB Health: This health insurance provider offers policies that cover some cosmetic procedures, including breast reduction and reconstruction.

United States

If you’re in the United States and looking for cosmetic surgery financing options, here are some companies that may be able to help:

  • CareCredit: This healthcare credit card offers financing options for a variety of medical procedures, including cosmetic surgery, with flexible repayment terms.
  • United Medical Credit: They offer financing options for a variety of medical procedures, including cosmetic surgery, with no down payment required.
  • Enhance Patient Finance: This company offers financing specifically for cosmetic surgery, with no down payment required and flexible repayment terms.
  • Alphaeon Credit: This healthcare credit card offers financing options for a variety of medical procedures, including cosmetic surgery, with special promotional offers available.
  • Prosper Healthcare Lending: They offer financing options for a variety of medical procedures, including cosmetic surgery, with fixed interest rates and no prepayment penalties.

Canada

If you’re in Canada and looking for cosmetic surgery financing options, here are some companies that may be able to help:

  1. Credit Medical: This company offers financing options for a variety of medical procedures, including cosmetic surgery, with flexible repayment terms.
  2. Medicard: They offer financing options for a variety of medical procedures, including cosmetic surgery, with no down payment required and competitive interest rates.
  3. Dentalcare: This company offers financing options specifically for dental and cosmetic procedures, with no down payment required and flexible repayment terms.
  4. iFinance Medicard: They offer financing options for a variety of medical procedures, including cosmetic surgery, with no down payment required and competitive interest rates.
  5. Health Smart Financial Services: This company offers financing options for a variety of medical procedures, including cosmetic surgery, with flexible repayment terms and no down payment required.

United Kingdom

If you’re in the United Kingdom and looking for cosmetic surgery financing options, here are some companies that may be able to help:

  1. Zebra Finance: This company offers financing options specifically for cosmetic surgery, with competitive interest rates and flexible repayment terms.
  2. Tabeo Finance: They offer financing options for a variety of medical procedures, including cosmetic surgery, with no down payment required and fixed interest rates.
  3. Medifinance: This company offers financing options for a variety of medical procedures, including cosmetic surgery, with no down payment required and flexible repayment terms.
  4. Patient Plan Direct: They offer financing options specifically for cosmetic surgery, with flexible repayment terms and no hidden fees.
  5. Phoenix Financial Consultants: This company offers financing options for a variety of medical procedures, including cosmetic surgery, with competitive interest rates and flexible repayment terms.

It’s important to compare the terms and conditions of each company before choosing a financing option. Make sure to read the fine print and ask any questions you may have to ensure that you’re making an informed decision. With the right financing, you can make your dream of cosmetic surgery a reality.

4. Medical Credit Cards:

These credit cards are specifically designed to cover medical expenses, including cosmetic surgery. They often come with low-interest rates and flexible payment plans. Some of the companies listed above may be considered medical credit cards.

5. Personal Loans:

You can apply for a personal loan from a bank or online lender to cover the cost of your surgery. The interest rates and terms will vary depending on your credit score and other factors.

6. Crowdfunding:

Some people turn to crowdfunding websites like GoFundMe to raise money for their surgery. This option can be risky and is not guaranteed, but it can be a way to get financial help from friends, family, and even strangers.

7. Employer Programs:

Some employers offer healthcare benefits that cover cosmetic surgery, so it’s worth checking with your HR department to see if this is an option.

8. SuperAnnuation.

In some countries, you can use your superannuation to fund certain cosmetic procedures.  You can see more information here. 

It’s important to do your research and choose the financing option that works best for you and your budget. Make sure to read the terms and conditions carefully and ask any questions you may have before committing to a payment plan. With the right financing, you can make your dream of cosmetic surgery abroad a reality.