What are your options for cosmetic or surgery financing?

Plastic surgery financing affords patients the ability to have procedures and pay over time. Options include personal loans, credit cards, retirement or superannuation and medical payment plans. No matter what you pick, make sure you understand the terms and whether your choice makes the most financial sense.

Personal loans. Qualifying borrowers can take out loans with banks, credit unions or online lenders for plastic surgery. But beware of interest rates, fees and other terms that can vary significantly by loan.

Below are a few more popular financing plans used by past members.

Australia
Gorgeous Getaways offers finance through Mac Credit, Australia’s largest medical finance provider.

The procedures that are covered range from cosmetic surgery, lasik to dental restoration. Best of all, you may begin your treatments immediately – no waiting!

Apply directly on the Mac Credit website or simply call Mac Credit on 1300 884 355, and tell them that you are considering traveling with Gorgeous Getaways and they will get back to you with a payment plan. Otherwise, just let your GG manager know that you are interested in applying for finance and we will get a representative from the company to call you.

New Zealand
The Lending Room is probably New Zealand’s hardest working broker, with the friendliest and most experienced staff that will treat you as a person, not just a number. With one simple application form you will be given your own account manager; who will find a lender and an approval to suit your budget. All procedures and destinations are covered and they can even approve loans fully unsecured.

As brokers, The Lending Room, will find a finance company that will offer the lowest rates and repayments that suit you.

  • All procedures covered
  • Loan terms up to 5 years
  • Can approve up to $15k unsecured, $30k with a car, or $50k with a property
  • A dedicated account manager
  • Fast and easy online application
  • Friendly and experienced staff
Offering diverse financing options as alternatives to medical loans, Prosper.com is a valuable resource to help you get the makeover of your dreams.

Canada

Canada

Depending on the type of procedure planned, the use of a credit card may be the way to go. There are financing companies that specialize in loans for medical procedures. Their interest rates tend to be similar to a credit card. Or contact your medical insurer to see whether a necessary medical procedure can be fully or partially covered outside the US. Consult the following websites, among others, to explore financing options:

Medicard